How accurate is the ARV?

ARV is calculated from recent sold comparables near the subject property using deterministic math, not an AI guess. Accuracy depends on comp availability in the neighborhood; thin markets carry wider ranges.

Where do the comps come from?

Comps are pulled from public records and licensed real-estate data feeds covering recent sold transactions in the property's area.

Is this an appraisal?

No. FlipVerdict is an analysis tool for flippers, not a licensed appraisal. Use it to triage deals, then confirm with a licensed appraiser or local agent before closing.

Which states are covered?

All 50 US states. Coverage and comp depth vary by county.

Do I need an account?

No. The 60-second preview is free with no signup. An account is only needed to save reports or unlock full reports.

What is the refund policy?

First-purchase 30-day satisfaction guarantee. Single Report ($19, founding rate; regular $29): full refund, no questions asked. Unlimited ($49/mo founding, regular $79/mo; locked for life for the first 200 members), Team, and Brokerage plans: full refund within 30 days on the first billing period if 10 or fewer full reports have been generated across the account (fair-use guardrail). Defective reports — wrong property, corrupted file, confirmed data error — are always covered for 90 days, and billing errors are always refunded. Full terms at https://www.flipverdict.com/refund-policy. Email support@flipverdict.com.

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Fix-and-Flip Loan Underwriting: What Lenders Really Want

Published August 30, 2026

Securing financing is critical for any fix-and-flip project, yet many investors don't truly grasp what lenders prioritize during underwriting. This article demystifies the lender's perspective, revealing the exact financial metrics and risk assessments that determine your loan approval and terms.

Frequently Asked Questions

Can I get a fix-and-flip loan with a low credit score?

While challenging, it's possible. Hard money lenders often prioritize the deal's strength and your experience over perfect credit. However, a lower credit score might result in higher interest rates, more points, or require a larger down payment. Demonstrating substantial liquid reserves and a solid project plan can help offset a less-than-ideal credit history.

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